Director, Diversified Credit

About the Role

As ATB’s next Director, Diversified Credit, you will be responsible for providing positive adjudication, profitable growth and management of ATB’s Business Banking/Capital Markets loan portfolios. Generally, this will encompass Diversified and/or specialized industry transactions. Support is also provided to other general or industry-specialized adjudicators.

As with all Credit positions, this role primarily focuses on reviewing and making sound credit decisions on all credit applications received within the assigned area. The Director will support the growth of a quality book of business, uphold the Credit brand, and align with ATB's Credit Risk Philosophy and Appetite.

## Accountabilities

• Maintain a mastery level of knowledge in their area of responsibility and credit risk.
• Make sound credit decisions, applying a managed risk philosophy, ensuring we balance the needs of ATB and the client, providing simple approvals, and ensuring ATB’s risk appetite is respected.
• Work within the delegated specific lending limits.
• Assume ownership of the adjudicated files and projects they have responsibility for.
• Maintain a positive partner experience 100% of the time and both our Service Level Agreement and Productivity standards.
• Provide client coaching and/or mentoring on transactions or policy related matters.
• Continuously adapting to the changing environment that they work within.
• Work collaboratively with other Credit team members and those within the Areas of Expertise.
• Provide recommendations supporting improvements to policies, procedures, products or services so they remain current, competitive, relevant, and simple.

## Knowledge, Skills and Experience

• Minimum of 5 years mid-market/corporate/capital markets lending experience in the financial services industry.
• Experience in the diversified, agriculture, mining, energy, and/ or project finance sectors would be an asset.
• Experience as a Relationship Manager or in a Credit Adjudication capacity is desirable.
• Post-secondary education in Business, CFA, MBA or an equivalent discipline would be an asset.
• While not required initially, you will be required to develop a mastery level of knowledge of the industries and the policy/products/processes that will be assigned.
• The intuitive ability to balance a number of diverse transactions and arrive at a sound decision and structure quickly.
• The ability to identify and measure (both in terms of probability and quantity) risk and establish appropriate methods to monitor and manage.
• The successful candidate will be required to participate in Credit’s Accreditation and Mastery programs.
• Possess the leadership attributes supported by ATB (i.e., the intrinsic motivation and drive to excel; the ability to build sustaining relationships).

## Workplace Arrangement

This position has a hybrid work arrangement. On average, this means 3 days on-site per week. Please note that this is subject to change due to business priorities.

Don’t meet all the requirements on the list? A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Aboriginal Business.

What happens next? If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com

• Stay in touch
• We’re excited that you’re interested in a career with ATB.